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For a quick need of money

How does Kredit Prêt work?

Receive a cash loan in less than 24 hours, in complete confidentiality and without a credit check.

The process to get a quick loan is very simple and can be summarized in three steps:

1. Fill in our information form.

This step only takes a few minutes, it's just your personal information to help us identify you.
This step requires a scan (scan or photo) of an identity document. To help you choose the appropriate loan;
consult our loans

2. Approval

This process usually takes about 1 hour (during business hours).
We do not do credit checks; we use fast IBV technology which gives us a snapshot of your recent payment history*.
Everything is done online, without documents!

*If you do not qualify for an unsecured loan or cannot find someone to vouch for your loan, we will be happy to refer you to our loan guarantor partners.

3. Receive the money.

Following the approval of the contracts, the money will be paid to you by interac transfer to the email address you have provided for this purpose. The loan is generally available within 24 hours (working hours).
Consult your account on our platform

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Eligibility criteria

You must meet these criteria

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I am 18 years or older

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I work and live in Quebec

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I have been working at the same place for over 3 months.

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My pay is deposited directly into my account.

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I am not self-employed.

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I am not receiving social assistance benefits.

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I don't have too many loans with a micro loan agency.

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I haven't had too much NSF in the past 60 days.

Further information

You repay your loan according to a period determined when you sign your contract. You then agree to reimburse the amounts described, otherwise the following consequences may ensue.

We will add an NFS fee of $ 50.00 if a payment is bounced.

By taking 72 hours before 1 payment you will have the possibility of increasing or decreasing your payment. Any change to your schedule will incur a fee of $ 35.

The file is transferred to the collection department as soon as there is a default in payment and the costs incurred will be automatically charged to your account.

Monthly payments are calculated according to the risk associated with your loan. In some cases, a company will have to guarantee your loan.

Weekly management fees of $ 20 will be payable to keep your file open.

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Collection department

The collection department will contact you in the event of a payment default, in order to make a payment agreement.

Any costs legally incurred for the recovery of the debt will be charged to the borrower.

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Be responsible!

A short term loan may be the solution for you, but the fact remains that it must be done responsibly. Be aware that a short-term loan incurs much higher interest charges than a loan from a local financial institution. A short-term loan of money should be used as little as possible and in cases where there are no other possible alternatives.


Do you have any questions? Contact US!!

Business hours

Every day of the week

8:00 a.m. to 4:00 p.m.

Address and phone

1102 Victoria avenue, Lemoyne, J4R 1P7​



N'hésitez surtout pas à nous contacter! Nos agents sont disponibles pour vous aider.